2027 HUD Inflationary Adjustments and Passbook Rate
HUD published the 2027 Inflationary Adjustments and Passbook rates on August 3, 2026. These rates go in to effect for certifications effective January 1, 2027.
The new inflationary rates summarized are as follows:
Adjusted Item | 2024 | 2025 | 2026 | 2027 |
Eligibility restriction on net family assets | $100,000 | $103,200 | $105,574 | $109,797 |
Value of net family assets for imputed returns | $50,000 | $51,600 | $52,787 | $54,898 |
Combined value of all non-necessary personal property excluded from net family assets | $50,000 | $51,600 | $52,787 | $54,898 |
Net assets for self-certification by family | $50,000 | $51,600 | $52,787 | $54,898 |
Income exclusion for earned income of dependent full-time students | $480 | $480 | $506 | $525 |
Income exclusion for adoption assistance payments | $480 | $480 | $506 | $525 |
Mandatory deduction for elderly and disabled families | $525 | $525 | $554 | $575 |
Mandatory deduction for a dependent | $480 | $480 | $506 | $525 |
In addition to the release of the inflationary rates HUD has also updated the imputed asset rate. The rate will change from .40% to .38%.
For more information on the HUD Inflationary rates, changes over the years, and guidance on implementing the rates visit:
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